The Complete Guide to Mortgages

The mortgage market has changed over recent years. In 2008 you could get a mortgage with no deposit and without providing income proof. Lenders have since been stung and tightened up their systems and lending policies. The changes have made it more important that ever to use a mortgage broker. Mortgage brokers can help to access the most suitable mortgage product. This section covers mortgages on Joint Mortgage with Siblings, Remortgaging An Inherited Property, Mortgage in Probationary Period, Our Guide to Supply Teacher Mortgages, Mortgages for Dentists, Sole Trader Mortgage, Graduate Mortgages, Tier 2 Visa Mortgage and many more.

Damian Youell

Feel Free To Start WhatsApp Chat With Us...

How We Work

1: We contact you and take down your details, income outgoings, name, address etc.

2: We will research the whole market and email you a detailed quote as well as a list of documents to proceed.

3: You upload the documents and information needed via our channel our online portal.

Feel Free to Contact Us

What is a Day One Remortgage and how does it work in the UK?

By |2025-12-10T16:10:38+00:00December 10, 2025|Buy to Let Mortgages, Knowledge Mortgages, Mortgage Process, Mortgages, Remortgages|

Buying a property and then needing to change your mortgage straight away can feel confusing. A Day One Remortgage(sometimes written as a Day 1 Remortgage or Day 1 [...]

Read More
 0

What Should UK Landlords Understand About HMO Mortgages Before Buying a House in Multiple Occupation?

By |2025-11-28T13:25:11+00:00November 28, 2025|Investment BTL Mortgages, Knowledge Mortgages, Mortgages for Different Properties|

You may have heard of the term ‘HMO’ more frequently lately or sometimes it can be referred to as ‘house share’. HMO stands for ‘House in Multiple Occupation’ or ‘House with Multiple Occupants’ which is described as a home shared by more than one household and where there are common areas that are shared..

Read More
 0

MUFBs Mortgages Explained | Multi Unit & Block Mortgage Criteria

By |2025-11-27T12:10:43+00:00November 27, 2025|Financial Advice, Mortgages for Different Properties, Using a Broker|

Investing in property is a cornerstone of wealth creation for many UK landlords, but moving beyond single buy-to-let properties into more complex assets can [...]

Read More
 0

Can I Get A Mortgage On Carers Allowance? – Mortgage Brokers Advice

By |2025-11-24T17:03:56+00:00November 24, 2025|Financial Advice, Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Occupations|

If you work in care or you support a family member, this guide explains how mortgages can work when part of your household income [...]

Read More
 0

What Should Property Buyers Know Before Applying for Mundic Block Mortgages?

By |2025-11-21T15:13:10+00:00November 20, 2025|Mortgages for Different Properties, Property Types|

If you’re buying in the South West of England — particularly Cornwall, West Devon or South Devon — understanding mundic [...]

Read More
 0

Our Guide To Mortgages For Properties With Annexes

By |2025-11-21T14:13:19+00:00November 19, 2025|Knowledge Mortgages, Mortgages for Different Properties|

Properties with self-contained annexes are rapidly growing in popularity across the UK. Driven by the rise in multigenerational living, the need for a dedicated [...]

Read More
 0

What Should You Know Before Applying for Graduate Visa Mortgages in the UK?

By |2025-11-18T13:17:12+00:00November 15, 2025|Mortgages for Different Occupations / Income Types, Non Standard Residency Mortgages, Occupations|

This guide explains how people living in the UK on a graduate visa can explore home-loan options, what lenders look for and how to [...]

Read More
Comments Off on What Should You Know Before Applying for Graduate Visa Mortgages in the UK?

Convert Residential Mortgage to Buy to Let | UK Guide

By |2025-11-13T15:56:12+00:00November 11, 2025|Buy to Let Mortgages, Investment BTL Mortgages, Knowledge Mortgages, Mortgages, Property Types, Remortgages|

There may be a number of reasons why someone would want to change their residential mortgage to a buy to let and it is a common process.

Read More
 0

Buy to Let Mortgage Advice for UK Landlords and Property Investors

By |2025-11-06T16:26:56+00:00November 6, 2025|Buy to Let Mortgages, Knowledge Mortgages, Mortgages|

If you are a landlord or property investor looking for clear, practical buy-to-let mortgage advice, this comprehensive guide from needingadvice.co.uk Ltd is for you. [...]

Read More
 0

About Us

NeedingAdvice.co.uk Ltd is Registered as a Limited Company in England & Wales No. 12978572. Registered Address: 107-109 Far Bank, Shelley, Huddersfield, United Kingdom, HD8 8HT. NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). Entered on the FCA Register (https://register.fca.org.uk/) under reference 535515. The information contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

What We Offer

Rosemount Financial Solutions (IFA) Ltd is a Limited Company registered in England & Wales, No 05668905. Rosemount House 2-4 Chequers Road Basingstoke Hampshire RG21 7PU Offering a highly efficient financial advice service by embracing technology with highly efficient people, skills. Solutions include Mortgages, Life Insurance, Relevant Life Policies, Critical Illness Cover.
Mortgage Rate Switch

Mortgage Rate Switch or Mortgage Broker Transfer Due.

Use Our Dedicated Reward Website.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4567.

Copyright 2012 - 2021 | Whole of Market Mortgage Brokers

Privacy Policy Cookie Policy

FacebookInstagramPinterestTwitterTwitterLinkedIn

Social Chat is free, download and try it now here!

Go to Top