Damian Youell, Author at Whole of Market Mortgage Brokers

About Damian Youell

Damian Craig Youell is a whole of market mortgage and protection adviser based in Huddersfield, West Yorkshire, and has been a regulated adviser since 2009. He holds CeMAP, CeFA and the Diploma for Financial Advisers, and is certified under the FCA Certification Regime by Rosemount Financial Solutions (IFA) Limited, firm reference 535515. His FCA individual reference number is DCY01011. He advises on residential and buy to let mortgages, self employed and complex income cases, adverse credit, and on life cover, critical illness and income protection, including applications affected by occupation, hazardous activities or a medical condition.
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Taking Over a Mortgage from Parents in the UK: A Complete Guide

2026-09-29T11:47:39+00:00August 26, 2024|Financial Advice, Knowledge Mortgages, Mortgage Ownership Equity Transfers, Mortgage Process, Property Types, Remortgages|

Life can bring unexpected changes, especially when it comes to property ownership and managing mortgages. One such scenario is the need to transfer a [...]

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How Much Will Your Mortgage Go Up? Key Factors to Consider

2026-03-27T11:48:31+00:00August 21, 2024|Knowledge Mortgages, Mortgage Process, Mortgage Rates|

If you’re like many homeowners in the UK, you might be concerned about how rising interest rates could impact your mortgage payments. With [...]

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How much can you borrow for a mortgage? | 5.5X Salary Mortgages

2026-09-16T06:32:31+00:00August 16, 2024|Income Types, Mortgages for Different Occupations / Income Types|

How much can you borrow for a mortgage? Understanding how much you can borrow for a mortgage involves considering several key factors. Your [...]

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How Much is a £100k Mortgage Per Month in the UK? | Guide

2026-09-15T08:50:47+00:00August 15, 2024|Mortgage Process, Mortgage Rates, Using a Broker|

Taking on a mortgage is one of the most significant financial commitments you can make, and understanding the monthly payments for a specific loan [...]

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What Salary Do You Need for a £200,000 Mortgage in the UK? (2024 Guide)

2026-09-16T06:33:05+00:00August 14, 2024|Income Types, Mortgage Process, Mortgage Rates|

Owning a home is a dream for many, but understanding the financial requirements can be daunting. When considering a £200,000 mortgage in the [...]

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How Much Do I Need to Earn to Get a Mortgage of £250,000 in the UK?

2026-03-27T14:11:33+00:00August 13, 2024|Credit Score, Financial Advice, First Time Buyer Mortgages, Income Types, Interest Only, Mortgage Process, Mortgage Rates, Using a Broker|

Understanding Mortgage Eligibility in the UK When contemplating the purchase of a home, understanding the mortgage eligibility criteria is crucial. Mortgages in the [...]

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Mortgage for Rugby Players: Score the Home of Your Dreams

2026-08-27T10:26:51+00:00August 10, 2024|Income Types, Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Occupations|

As professional rugby players, you’re accustomed to tackling opponents on the field, strategising for victory, and pushing your limits. But when it comes [...]

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About Us

NeedingAdvice.co.uk Ltd is registered as a limited company in England and Wales, No. 12978572. Registered address: 107-109 Far Bank, Shelley, Huddersfield, United Kingdom, HD8 8HT.

NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA firm reference 535515). NeedingAdvice.co.uk Ltd is entered on the FCA Register under reference 938312.

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

What We Offer

Rosemount Financial Solutions (IFA) Ltd is a limited company registered in England and Wales, No. 05668905. Registered address: Rosemount House, 2-4 Chequers Road, Basingstoke, Hampshire, RG21 7PU.

Rosemount is authorised and regulated by the Financial Conduct Authority, firm reference 535515. It offers a financial advice service combining technology with experienced advisers. Solutions include mortgages, life insurance, relevant life policies and critical illness cover.

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Complaints Procedure

If you wish to register a complaint, please write to Complaints Officer, Rosemount Financial Solutions IFA Ltd, Rosemount House, 2-4 Chequers Road, Basingstoke, RG21 7PU. Telephone 01256 405460 and email at

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4567.

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NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA firm reference 535515). NeedingAdvice.co.uk Ltd is entered on the FCA Register under reference 938312.

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