About Damian Youell

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So far Damian Youell has created 339 blog entries.

Mortgage Past Retirement Age | Complete Guide

2026-03-27T14:12:05+00:00June 7, 2023|At Retirement Planning, Income Types, Mortgages for Different Occupations / Income Types, Retirement Planning / Pensions, Retirement Planning Knowledge|

Retirement is a constant change in lifestyle and can be an intimidating process to those who are nearing or have already reached the [...]

5 Times Salary Mortgage: A Comprehensive Guide for Homebuyers

2026-03-27T14:12:06+00:00June 6, 2023|Income Types, Savings and Investments, Savings and Investments Knowledge|

Are you looking to purchase a home but are worried that your current annual salary won’t allow you to do so? A 5 times [...]

How to Get Approved for a Mortgage with Overtime Income?

2026-03-27T14:12:07+00:00June 1, 2023|Income Types, Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Using a Broker|

Mortgage Overtime Income Getting a mortgage with overtime income is possible, but there are some important considerations. First, lenders will need to verify that [...]

Understanding Mortgage Credit Checks: A Comprehensive Guide

2026-03-27T14:06:27+00:00May 31, 2023|Adverse Credit, Credit Problem Mortgages, Credit Score|

Mortgage Credit Checks Getting a mortgage with soft and hard credit checks in past is complicated because of various reasons. Mortgage Lenders look at [...]

Can You Get a Mortgage on an Apprenticeship? Here’s What You Need to Know

2026-03-27T14:12:10+00:00April 21, 2023|First Time Buyer Mortgages, Income Types, Mortgages for Different Occupations / Income Types, Occupations|

Apprenticeships are a great way to learn new skills and get a foot on the career ladder. But what if you want to buy [...]

Guide to Getting a Mortgage with Unspent Convictions in the UK

2026-03-27T14:06:29+00:00April 12, 2023|Credit Problem Mortgages, Knowledge Mortgages|

Getting a mortgage when you have an unspent conviction can be incredibly difficult, as lenders often don’t take into account the individual circumstances of [...]

Construction Industry Scheme Mortgages – A Guide to Eligibility & Lenders in the UK

2026-03-27T14:08:49+00:00April 6, 2023|Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Self Employed Mortgages|

CIS is short for ‘Construction Industry Scheme’ and was set up by HM Revenue & Customs (HMRC) as a way for people who work in construction to pay tax. Self-employed individuals and sole traders can find it challenging when applying for a mortgage due to the way lenders calculate affordability based on net profit figures, which then results in being offered a lower mortgage loan.

Getting a Mortgage on Disability Benefits in the UK: Everything You Need to Know

2026-03-27T14:12:11+00:00March 23, 2023|Income Types, Knowledge Mortgages, Mortgages for Different Occupations / Income Types|

Are you interested in getting a mortgage but disability is in your way? If yes, then you need to read this informative article. Getting [...]

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