Damian Youell, Author at Whole of Market Mortgage Brokers

About Damian Youell

Damian Craig Youell is a whole of market mortgage and protection adviser based in Huddersfield, West Yorkshire, and has been a regulated adviser since 2009. He holds CeMAP, CeFA and the Diploma for Financial Advisers, and is certified under the FCA Certification Regime by Rosemount Financial Solutions (IFA) Limited, firm reference 535515. His FCA individual reference number is DCY01011. He advises on residential and buy to let mortgages, self employed and complex income cases, adverse credit, and on life cover, critical illness and income protection, including applications affected by occupation, hazardous activities or a medical condition.

Understanding Investment Income for Mortgages | Comprehensive Guide

2026-09-01T17:55:17+00:00March 20, 2024|Financial Advice, Income Types, Investment BTL Mortgages, Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Savings and Investments, Savings and Investments Knowledge|

Lenders can consider investment income – such as dividends, rental profit and returns from a portfolio – towards a mortgage, but they usually want [...]

Mortgage Declined in the UK: Your Comprehensive Guide to What’s Next

2026-09-11T08:40:04+00:00November 29, 2023|Credit Problem Mortgages, Knowledge Mortgages|

There are several reasons why an applicant might be declined after submitting a mortgage application but it doesn’t mean you are totally out of hope and unable to be accepted but don’t rush out to reapply again until you have understood the reasons why you were declined and made improvements or perhaps you need find a lender that is more suitable for you as lenders criteria’s and requirements can vary lender to lender.

What Happens When my Fixed Rate Mortgage Ends?

2026-08-24T15:52:48+00:00November 14, 2023|Interest Only, Knowledge Mortgages, Product Transfers, Rate Switches|

Just like all other types of loans, mortgages carry an interest payment element charged by the lender for loaning a borrower money to buy a property. How much interest you are charged could vary depending on what type of product you have chosen from the lender.

What is a Let to Buy Mortgage? Find the Best Lenders and Providers in the UK

2026-09-15T17:10:00+00:00October 15, 2023|Investment BTL Mortgages, Knowledge Mortgages, Remortgages|

Looking for buy to let instead? Let to buy means keeping your current home and letting it out while you buy a new one. If [...]

Mortgages for leasehold properties with short leases

2025-11-13T14:36:15+00:00September 13, 2023|Knowledge Mortgages, Mortgages for Different Properties|

Watch Our Video on Mortgages on Short Lease Properties Short leasehold mortgage calculator Use the short leasehold calculator below to work out if [...]

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