About Damian Youell

Damian Youell is the Senior Mortgage Broker at NeedingAdvice.co.uk, helping clients across the UK with clear, down-to-earth mortgage advice. He has experience with first-time buyers, remortgages, buy to let landlords and more complex cases that don’t always fit high street criteria. On this page you’ll find Damian’s articles, guides and FAQs. His aim is to explain mortgage options in plain English, so you can understand how lenders think, what documents you need and what to expect at each stage of the process. If you’re unsure which route is right for you, reading Damian’s guides is a good starting point before you get personalised advice based on your own circumstances.

Mortgages for Properties With Annexes: Which Lenders Accept Them?

2026-04-29T11:15:54+00:00November 19, 2025|Knowledge Mortgages, Mortgages for Different Properties|

Quick Answer: Can you get a mortgage on a property with an annexe? Yes. Most high-street lenders are cautious about annexe properties, but a [...]

What Should You Know Before Choosing a Mortgage Broker in Lincoln?

2026-01-03T10:15:22+00:00November 13, 2025|East Midlands, Towns and cities|

Buying a home or refinancing in Lincoln can feel complex, especially with the range of lenders, financial rules and borrowing options available. This guide [...]

What Should You Know Before Choosing a Mortgage Broker in Chesterfield?

2025-11-18T18:40:41+00:00November 12, 2025|East Midlands, Towns and cities|

This guide explains the key steps in the home-buying journey, how lenders assess your financial situation, and what to expect during the application process [...]

Convert Residential Mortgage to Buy to Let | UK Guide

2026-01-02T12:54:51+00:00November 11, 2025|Buy to Let Mortgages, Investment BTL Mortgages, Knowledge Mortgages, Mortgages, Property Types, Remortgages|

There may be a number of reasons why someone would want to change their residential mortgage to a buy to let and it is a common process.

What Does a Relevant Life Policy Insurance Guide Offer for Directors?

2026-05-05T10:06:18+00:00November 8, 2025|Business Protection|

A relevant life policy insurance is an employer-funded death-in-service benefit designed specifically for company directors and key employees. It offers tax-efficient protection without requiring [...]

Buy to Let Mortgage Advice for UK Landlords and Property Investors

2026-01-02T15:25:02+00:00November 6, 2025|Buy to Let Mortgages, Knowledge Mortgages, Mortgages|

If you are a landlord or property investor looking for clear, practical buy-to-let mortgage advice, this comprehensive guide from needingadvice.co.uk Ltd is for you. [...]

What Should You Know Before Choosing a Mortgage Broker Mansfield?

2025-11-18T11:19:58+00:00November 2, 2025|East Midlands, Towns and cities|

Introduction Navigating the property market in Mansfield can be both an exciting and daunting prospect. Whether you're taking your first step onto the property [...]

How Can a Mortgage Broker in Beeston Help You Navigate Local Mortgage Options?

2025-11-17T14:35:43+00:00November 1, 2025|East Midlands, Towns and cities|

This guide explains how home-loan advice works, what lenders check, and how people buying a property in and around Beeston can understand the process [...]

How Can a Mortgage Broker in Loughborough Help You Navigate Local Home-Buying Options?

2025-11-18T12:20:44+00:00October 30, 2025|East Midlands, Towns and cities|

This guide explains how home-loan advice works, what lenders look for, and how people buying property in and around Loughborough can approach the mortgage [...]

Go to Top