Damian Youell, Author at Whole of Market Mortgage Brokers

About Damian Youell

Damian Craig Youell is a whole of market mortgage and protection adviser based in Huddersfield, West Yorkshire, and has been a regulated adviser since 2009. He holds CeMAP, CeFA and the Diploma for Financial Advisers, and is certified under the FCA Certification Regime by Rosemount Financial Solutions (IFA) Limited, firm reference 535515. His FCA individual reference number is DCY01011. He advises on residential and buy to let mortgages, self employed and complex income cases, adverse credit, and on life cover, critical illness and income protection, including applications affected by occupation, hazardous activities or a medical condition.

Mortgages for Properties With Annexes: Which Lenders Accept Them?

2026-04-29T11:15:54+00:00November 19, 2025|Knowledge Mortgages, Mortgages for Different Properties|

Quick Answer: Can you get a mortgage on a property with an annexe? Yes. Most high-street lenders are cautious about annexe properties, but a [...]

Convert Residential Mortgage to Buy to Let | UK Guide

2026-01-02T12:54:51+00:00November 11, 2025|Buy to Let Mortgages, Investment BTL Mortgages, Knowledge Mortgages, Mortgages, Property Types, Remortgages|

There may be a number of reasons why someone would want to change their residential mortgage to a buy to let and it is a common process.

What Does a Relevant Life Policy Insurance Guide Offer for Directors?

2026-09-03T10:11:43+00:00November 8, 2025|Business Protection|

A relevant life policy insurance is an employer-funded death-in-service benefit designed specifically for company directors and key employees. It offers tax-efficient protection without requiring [...]

Buy to Let Mortgage Advice for UK Landlords and Property Investors

2026-09-22T07:22:35+00:00November 6, 2025|Buy to Let Mortgages, Knowledge Mortgages, Mortgages|

If you are a landlord or property investor looking for clear, practical buy-to-let mortgage advice, this comprehensive guide from needingadvice.co.uk Ltd is for you. [...]

How can you use a Whole Life Insurance Guide to support your UK mortgage journey?

2026-08-27T06:04:09+00:00October 21, 2025|Personal Protection, Personal Protection Knowledge|

Securing a UK residential mortgage requires understanding how affordability checks, credit profiles, income multiples and lending criteria interplay. This guide explains those fundamentals and [...]

How Can a life insurance in trust tool Support Your Long-Term Mortgage Planning?

2025-11-19T14:58:10+00:00October 18, 2025|Business Protection|

Introduction This guide explains how placing a life insurance policy in trust can support long-term financial planning connected to homeownership, inheritance structure, and mortgage [...]

What Should You Know Before Choosing an ASU Guide for Your UK Mortgage Protection Needs?

2026-08-27T06:04:16+00:00October 12, 2025|Personal Protection, Personal Protection Knowledge|

Accident, sickness and unemployment cover is often considered by homeowners who want short-term financial security if their income stops. This guide explains how the [...]

Life Insurance After Weight Loss Treatment: Complete UK Guide

2026-08-27T06:53:03+00:00September 25, 2025|Financial Advice, List of Conditions That Affect Life Insurance, Personal Protection, Personal Protection Knowledge|

Many people in the UK are now using weight loss drugs such as Mounjaro or Ozempic (a type of GLP-1 agonist drug) to treat obesity and related conditions like Type [...]

Family Opportunity Mortgage: Guide for UK Landlords and Property Investors

2026-09-20T13:15:53+00:00August 13, 2025|Buy to Let Mortgages, First Time Buyer Mortgages, Income Types, Mortgages|

If you’re a landlord, property investor, or homeowner looking to help a loved one buy a home, a Family Opportunity Mortgage could be the right solution. This specialist [...]

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