About Damian Youell

Articles by Damian Youell – Senior Mortgage Broker Damian Youell is the Senior Mortgage Broker at NeedingAdvice.co.uk, helping clients across the UK with clear, down-to-earth mortgage advice. He has experience with first-time buyers, remortgages, buy to let landlords and more complex cases that don’t always fit high street criteria. On this page you’ll find Damian’s articles, guides and FAQs. His aim is to explain mortgage options in plain English, so you can understand how lenders think, what documents you need and what to expect at each stage of the process. If you’re unsure which route is right for you, reading Damian’s guides is a good starting point before you get personalised advice based on your own circumstances.

How can you use a Whole Life Insurance Guide to support your UK mortgage journey?

By |2025-11-19T14:08:23+00:00October 21, 2025|Personal Protection, Personal Protection Knowledge|

Securing a UK residential mortgage requires understanding how affordability checks, credit profiles, income multiples and lending criteria interplay. This guide explains those fundamentals and [...]

How Can a life insurance in trust tool Support Your Long-Term Mortgage Planning?

By |2025-11-19T14:58:10+00:00October 18, 2025|Business Protection|

Introduction This guide explains how placing a life insurance policy in trust can support long-term financial planning connected to homeownership, inheritance structure, and mortgage [...]

What Should You Know Before Choosing a Mortgage Broker in Castleford?

By |2025-11-19T16:53:54+00:00October 13, 2025|Towns and cities, Yorkshire & Humber|

This guide explains how regulated mortgage advice works, what to expect during the application process, and how an adviser can support your home-buying or [...]

What Should You Know Before Choosing an ASU Guide for Your UK Mortgage Protection Needs?

By |2025-11-19T14:31:27+00:00October 12, 2025|Personal Protection, Personal Protection Knowledge|

Accident, sickness and unemployment cover is often considered by homeowners who want short-term financial security if their income stops. This guide explains how the [...]

Mortgage Lender That Excludes Van Loan: How to Get Approved in the UK

By |2025-10-10T14:48:44+00:00October 10, 2025|Business Protection, Knowledge Mortgages, Mortgages, Self Employed Mortgages|

If you are a landlord, property investor, or self-employed tradesperson with a van loan, you might worry that it could prevent you from getting a [...]

Buying a House from Grandparents: A Comprehensive Guide for UK Buyers

By |2025-10-03T12:00:16+00:00October 2, 2025|Financial Advice, Property Types|

Buying a house from your grandparents can be a uniquely fulfilling experience. It keeps cherished properties within the family and often comes with financial [...]

Life Insurance After Weight Loss Treatment – Complete UK Guide

By |2025-09-25T11:01:51+00:00September 25, 2025|Financial Advice, List of Conditions That Affect Life Insurance, Personal Protection, Personal Protection Knowledge|

Many people in the UK are now using weight loss drugs such as Mounjaro or Ozempic (a type of GLP-1 agonist drug) to treat obesity and related conditions like Type [...]

Buying Out Siblings from Inherited House: Essential Guide

By |2025-09-19T11:17:51+00:00September 16, 2025|Mortgage Ownership Equity Transfers, Mortgage Process, Mortgages for Different Properties|

What “buying out siblings” means If you and your siblings inherit a house, you all own it together. Buying out your siblings means you [...]

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