Are you in need of Mortgage Advice in Rotherham?
I offer a highly efficient friendly yet professional mortgage broker service for clients in and around the Rotherham area. Clients use me for simple mortgages such as a straight forward purchase or for much more complex cases such as multiple buy to let remortgages and onward purchases. I have helped many clients who have been more than happy with the service I offer.
Over the years I have built up clients from lots of areas within Rotherham. Areas include Anston, Aston, Aughton, Bramley, Brampton, Brinsworth, Brecks,Broom, Canklow, Catcliffe, Clifton, Dinnington, Firbeck, Gildingwells, Greasbrough,Harthill, Hellaby, Herringthorpe, Kimberworth, Kimberworth Park, Kiveton Park, Laughton-en-le-Morthen, Letwell, Maltby, Manvers, Masbrough, Morthen, Parkgate, Ravenfield, Rawmarsh, Ryecroft, Swallownest, Swinton, Templeborough, Thorpe Hesley, Thorpe Salvin, Thrybergh, Thurcroft, Todwick, Treeton, Ulley,Wales, Wath-upon-Dearne, Wentworth, West Melton, Whiston, Wickersley, Woodsetts and Wellgate.
A Few of our Reviews
Efficient Easy to Understand Process…
Firstly that what you are looking to achieve is definitely doable. Secondly you can look at the figures and work out whether the payments are affordable and thus the idea feasible. Included in the top of the email is a summary of what we discussed and a brief overview of the deposit, loan etc. The middle section details the mortgage figures such as the interest rate, term, monthly payment, fees and charges etc. This information is also attached in the form of a key fact illustration. The bottom of the email lists all the items that would be required in order to proceed with the application such as, payslips, passports, bank statements so you can prepare these for our home visit.
Types of Mortgages Offered …
First Time Buyers I offer expert advice and house buying guidance for those first time buyers looking to get on the housing ladder. The mortgage process can seem confusing for first time buyers and having someone to explain the complex jargon in easy to understand language can simplify the process. Many first time buyers only have small deposits and therefore shopping around to get the best deal from the whole mortgage market is important. As well as the mortgage itself helping first time buyers take advantage of the various protection policies that are available and helping them choose the right solution for their own situation is important. Ensuring that the lender offered to the first time buyer is the right one and that the applicant fits all the lenders criteria is taken care of by myself.
Buy to Let Mortgages Many clients that I see these days either already have buy to lets or are quite keen to get their own first time buy to let mortgages. The high street doesn’t really offer much choice when it comes to buy to let mortgages. Many of the high street lenders have their own specialist lender for buy to lets such as The Mortgage Works or Birmingham Midshires. These lenders are often only available through intermediaries such as mortgage brokers. Many of the buy to let lenders have criteria that is hard for clients to match and thus comparing lots of lenders and knowing each lenders criteria is sometimes the only way a client can get a mortgage agreed.
Remortgages Many clients I see often just want to remortgage to get a better interest rate. Others want to move the mortgage from interest only to a capital and interest repayment mortgage. Others want to release equity from their homes to do home improvements, give family a deposit, raise funds to buy another property, divorce settlements and a host of other reasons. Again comparing the whole mortgage market’s rates and lending criteria helps my clients get the right mortgage for their unique circumstances.