Mortgage with Concessionary Purchase: How does it work in the UK in 2026?
A mortgage with Concessionary Purchase is used when you buy a home for less than it is worth, usually from a family member or landlord. The [...]
Remortgaging to Pay Off Debts in the UK (2026 Guide)
Thinking about remortgaging to pay off debts? It can work well for the right homeowner, because mortgages often have lower interest rates than credit cards and personal [...]
Joint Mortgage with Siblings (UK): How It Works, Pros, Cons & Key Risks
Yes, you can get a joint mortgage with siblings in the UK. Lenders assess you like any joint application: combined affordability, credit history, deposit, and age/term limits. [...]
Refurb mortgage: what is it, and can you get one in the United Kingdom in 2026?
A refurb mortgage is a mortgage used when a home needs refurbishment works before it feels finished or ready to rent. The lender checks [...]
Mortgages for Gen Z: How can Gen Z get a UK mortgage in 2026?
Owning a home remains a key financial goal for many people and Generation Z is no different. However getting a UK mortgage in 2026 [...]
Influencer mortgages: how do mortgages for influencers work in the UK in 2026?
Influencer mortgages (mortgages for influencers) are not a special product. They are normal UK mortgages where the key challenge is proving income that can change [...]
Mortgage on a Spouse Visa UK: Eligibility, Deposit & Lender Criteria (2026)
Yes, you can get a UK mortgage on a spouse/partner visa. Lenders typically focus on your visa time remaining, deposit size (LTV), UK income evidence and your UK credit footprint, as well as whether you are applying jointly with a British or settled partner. This guide explains the key requirements, documents you will usually need, typical timelines, and practical steps to improve approval chances.
Will taking Ozempic affect your mortgage and protection application?
If you take Ozempic, you can still apply for a mortgage and you can still arrange protection. The key is passing lender affordability checks [...]
Can I get an adverse credit buy to let mortgage?
Over the years, we have recieved many queries from the people asking for BTL mortgage but the problem is the bad or adverse credit [...]
How does applying for probate affect getting a mortgage in the United Kingdom?
When you are applying for probate, mortgage lenders mainly want two things: legal clarity (who can sign and sell or transfer the property) and timing clarity (when the transaction [...]