As a CeMAP-qualified mortgage adviser or specialist mortgage broker in the UK, it’s essential to understand the full spectrum of mortgage solutions available—including the often-overlooked Uninhabitable Property Mortgage. This [...]
Purchasing a residential property with a CRL structural warranty can introduce unexpected complications—especially when it comes to securing a mortgage in 2025. Whether you’re dealing with new builds, completed homes, [...]
Divorce is a challenging time, both emotionally and financially. One of the biggest concerns for joint owners is deciding what to do with their shared home. Should [...]
When taking out a mortgage in the UK, you’ll often hear the term Standard Variable Rate (SVR). This is the default interest rate set by mortgage lenders that borrowers [...]
Private mortgage lenders are becoming an increasingly popular alternative for UK borrowers who struggle to secure loans from traditional mortgage lenders and mainstream banks. [...]
Understanding Home Loans and Their Importance A home loan, or mortgage, is a loan secured against a property you intend to purchase. In the [...]
Securing a mortgage can feel complicated, especially when going through the complexities of interest rates, terms, and mortgage lender requirements. Mortgage advisers play a [...]
Getting a mortgage with a gift deposit from the landlord is not as simple as other types of gift deposits in the UK. Most [...]
For non-UK residents and foreign nationals, the idea of purchasing a home in the UK without Indefinite Leave to Remain (ILR) can seem like [...]
Taking out a £350,000 mortgage is one of the biggest financial decisions you’ll make, whether you’re a first-time buyer, moving up the property ladder, [...]
