The Complete Guide to Mortgages

The mortgage market has changed over recent years. In 2008 you could get a mortgage with no deposit and without providing income proof. Lenders have since been stung and tightened up their systems and lending policies. The changes have made it more important that ever to use a mortgage broker. Mortgage brokers can help to access the most suitable mortgage product. This section covers mortgages on Joint Mortgage with Siblings, Remortgaging An Inherited Property, Mortgage in Probationary Period, Our Guide to Supply Teacher Mortgages, Mortgages for Dentists, Sole Trader Mortgage, Graduate Mortgages, Tier 2 Visa Mortgage and many more.

Complete Guide to Regulated Buy-to-Let Mortgages for Family Members in the UK
Gallery
Complete Guide to Regulated Buy-to-Let Mortgages for Family Members in the UK

Buy to Let Mortgages, Mortgage Process

Complete Guide to Regulated Buy-to-Let Mortgages for Family Members in the UK

By |2023-04-21T14:34:44+00:00April 20, 2023|Buy to Let Mortgages, Mortgage Process|

Are you considering investing in a property to rent out to a family member in the UK? While it may seem like a straightforward [...]

Unlocking the Door to Shared Housing Mortgages in the UK
Gallery
Unlocking the Door to Shared Housing Mortgages in the UK

Knowledge Mortgages, Mortgages for Different Properties

Unlocking the Door to Shared Housing Mortgages in the UK

By |2023-04-18T16:40:27+00:00April 18, 2023|Knowledge Mortgages, Mortgages for Different Properties|

Are you dreaming of owning a home but don't have the funds to do it alone? Shared housing mortgages might be the answer for [...]

Understanding Reverse Mortgages: Pros, Cons, and Alternatives in the UK
Gallery
Understanding Reverse Mortgages: Pros, Cons, and Alternatives in the UK

At Retirement Planning, Mortgage Ownership Equity Transfers, Older Borrowers, Remortgages, Retirement Planning / Pensions

Understanding Reverse Mortgages: Pros, Cons, and Alternatives in the UK

By |2023-04-14T12:22:28+00:00April 14, 2023|At Retirement Planning, Mortgage Ownership Equity Transfers, Older Borrowers, Remortgages, Retirement Planning / Pensions|

As retirement approaches, many seniors and retirees are faced with the challenge of supplementing their income to meet their financial needs. For those who own [...]

Comments Off

Guide to Getting a Mortgage with Unspent Convictions in the UK
Gallery
Guide to Getting a Mortgage with Unspent Convictions in the UK

Credit Problem Mortgages, Knowledge Mortgages

Guide to Getting a Mortgage with Unspent Convictions in the UK

By |2023-04-12T12:00:20+00:00April 12, 2023|Credit Problem Mortgages, Knowledge Mortgages|

Getting a mortgage when you have an unspent conviction can be incredibly difficult, as lenders often don’t take into account the individual circumstances of [...]

Comments Off

Exploring Offshore Mortgages in the UK: Everything You Need to Know
Gallery
Exploring Offshore Mortgages in the UK: Everything You Need to Know

Knowledge Mortgages, Mortgages for Different Properties

Exploring Offshore Mortgages in the UK: Everything You Need to Know

By |2023-04-12T04:48:56+00:00April 7, 2023|Knowledge Mortgages, Mortgages for Different Properties|

Are you considering buying property overseas but struggling to find the right financing option? Have you heard of offshore mortgages but don't fully understand [...]

Comments Off

Construction Industry Scheme Mortgages – A Guide to Eligibility & Lenders in the UK
Gallery
Construction Industry Scheme Mortgages – A Guide to Eligibility & Lenders in the UK

Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Self Employed Mortgages

Construction Industry Scheme Mortgages – A Guide to Eligibility & Lenders in the UK

By |2023-11-29T09:46:57+00:00April 6, 2023|Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Self Employed Mortgages|

CIS is short for ‘Construction Industry Scheme’ and was set up by HM Revenue & Customs (HMRC) as a way for people who work in construction to pay tax. Self-employed individuals and sole traders can find it challenging when applying for a mortgage due to the way lenders calculate affordability based on net profit figures, which then results in being offered a lower mortgage loan.