The Complete Guide to Mortgages

The mortgage market has changed over recent years. In 2008 you could get a mortgage with no deposit and without providing income proof. Lenders have since been stung and tightened up their systems and lending policies. The changes have made it more important that ever to use a mortgage broker. Mortgage brokers can help to access the most suitable mortgage product. This section covers mortgages on Joint Mortgage with Siblings, Remortgaging An Inherited Property, Mortgage in Probationary Period, Our Guide to Supply Teacher Mortgages, Mortgages for Dentists, Sole Trader Mortgage, Graduate Mortgages, Tier 2 Visa Mortgage and many more.

Can I get a mortgage on a mortgage-free property?
Gallery
Can I get a mortgage on a mortgage-free property?

Financial Advice, Property Types, Remortgages

Can I get a mortgage on a mortgage-free property?

By |2023-12-27T13:25:36+00:00December 27, 2023|Financial Advice, Property Types, Remortgages|

When there is no mortgage on a property – you have repaid any mortgage and own your home outright – it is said to [...]

Retirement Interest Only Mortgages: Boost Your Lifestyle Without Leaving Your Home
Gallery
Retirement Interest Only Mortgages: Boost Your Lifestyle Without Leaving Your Home

At Retirement Planning, Interest Only Mortgages, Knowledge Mortgages, Remortgages, Retirement Planning / Pensions

Retirement Interest Only Mortgages: Boost Your Lifestyle Without Leaving Your Home

By |2023-12-21T18:14:06+00:00December 21, 2023|At Retirement Planning, Interest Only Mortgages, Knowledge Mortgages, Remortgages, Retirement Planning / Pensions|

If you own your own home and have equity in the property, then a retirement interest only mortgage might be ideal for you if you are an older borrower.

Step-by-Step Guide: What Happens at a Mortgage Broker Appointment
Gallery
Step-by-Step Guide: What Happens at a Mortgage Broker Appointment

Knowledge Mortgages, Using a Broker

Step-by-Step Guide: What Happens at a Mortgage Broker Appointment

By |2023-12-18T12:17:43+00:00December 18, 2023|Knowledge Mortgages, Using a Broker|

Embarking on the journey of homeownership is an exciting yet complex affair, and seeking the right mortgage is a crucial step in the process. [...]

Gifted Deposit from Friend for Mortgage: What You Need to Know
Gallery
Gifted Deposit from Friend for Mortgage: What You Need to Know

First Time Buyer Mortgages, Mortgage Process

Gifted Deposit from Friend for Mortgage: What You Need to Know

By |2023-12-14T11:48:20+00:00December 10, 2023|First Time Buyer Mortgages, Mortgage Process|

Having a deposit amount is the biggest challenge when purchasing a house in the UK. Mortgage deposit requirements are usually quite high, making [...]

Debt Consolidation Mortgage: Your Path to Financial Clarity and Relief
Gallery
Debt Consolidation Mortgage: Your Path to Financial Clarity and Relief

Knowledge Mortgages, Remortgages

Debt Consolidation Mortgage: Your Path to Financial Clarity and Relief

By |2023-12-07T13:17:44+00:00December 6, 2023|Knowledge Mortgages, Remortgages|

You may have heard of the term debt consolidation before in relation to mortgage loans. Understanding how debt consolidation works may be able to help you better manage your finances and save you money. We explain debt consolidation in further detail in this article so you can decide if it’s right for you.

Single Parent Mortgages: Achieving Homeownership as a Solo Parent
Gallery
Single Parent Mortgages: Achieving Homeownership as a Solo Parent

Knowledge Mortgages, Mortgages for Different Occupations / Income Types

Single Parent Mortgages: Achieving Homeownership as a Solo Parent

By |2023-12-11T11:26:33+00:00December 5, 2023|Knowledge Mortgages, Mortgages for Different Occupations / Income Types|

Being a single parent and trying to get on to the property ladder could be a challenge but it is possible to purchase a home as a single parent. There are lenders available for a single parent looking to get a mortgage and competitive products and deals on offer. In this article we discuss the main factors to getting a mortgage as a single parent.

Mortgage Declined in the UK: Your Comprehensive Guide to What’s Next
Gallery
Mortgage Declined in the UK: Your Comprehensive Guide to What’s Next

Credit Problem Mortgages, Knowledge Mortgages

Mortgage Declined in the UK: Your Comprehensive Guide to What’s Next

By |2023-11-29T15:18:11+00:00November 29, 2023|Credit Problem Mortgages, Knowledge Mortgages|

There are several reasons why an applicant might be declined after submitting a mortgage application but it doesn’t mean you are totally out of hope and unable to be accepted but don’t rush out to reapply again until you have understood the reasons why you were declined and made improvements or perhaps you need find a lender that is more suitable for you as lenders criteria’s and requirements can vary lender to lender.