Mortgage Rates

Mortgage Rates are defined as the amount of interest that an individual will be charged on a loan against the property. These rates vary based on different factors like deposit amount, mortgage term, fixed-term deal, or variable rate. In our guide below we will discuss the various process of offset mortgages and variability of interest rates from the perspective of different banks and building societies in the UK.


Mortgage with Concessionary Purchase: How does it work in the UK in 2026?

By |2026-01-22T16:31:42+00:00January 22, 2026|Mortgage Process, Mortgage Rates, Mortgages, Property Types, Purchase Mortgages|

A mortgage with Concessionary Purchase is used when you buy a home for less than it is worth, usually from a family member or landlord. The [...]

How does applying for probate affect getting a mortgage in the United Kingdom?

By |2025-12-16T10:14:17+00:00December 12, 2025|Mortgage Rates, Mortgages|

When you are applying for probate, mortgage lenders mainly want two things: legal clarity (who can sign and sell or transfer the property) and timing clarity (when the transaction [...]

Finding the Best Bank for Mortgage UK: A Complete Guide to Mortgage Options and Lenders

By |2025-11-24T12:41:03+00:00November 23, 2025|Income Types, Interest Only, Mortgage Rates|

Finding the best bank for a mortgage in the UK can be a tricky task. With so many banks and deals out there, it’s important to [...]

SPV BTL Mortgage Using Inter Company Loan: A Complete Guide for UK Landlords

By |2025-07-16T13:01:49+00:00July 16, 2025|Business Protection, Buy to Let Mortgages, Income Types, Mortgage Process, Mortgage Rates|

If you are a United Kingdom landlord, a portfolio landlord, or a self-employed business owner exploring a Special Purpose Vehicle [...]

Commercial Mortgage for Airbnb: Finance Options for Short-Term Lettings

By |2025-03-25T16:18:27+00:00March 25, 2025|Commercial Mortgages, Investment BTL Mortgages, Mortgage Process, Mortgage Rates, Property Types|

With the rising popularity of Airbnb and other short-term rental services, more and more people are excitedly looking to buy properties to list on [...]

What is a Product Fee on a Mortgage? Hidden Costs & Smart Savings Explained

By |2025-03-20T11:25:51+00:00March 19, 2025|First Time Buyer Mortgages, Knowledge Mortgages, Mortgage Rates|

When navigating the UK mortgage landscape, it’s essential to understand the different fees involved in the property purchase process. One of the most significant yet often overlooked [...]

Reema Construction Mortgage: How to Finance a Non-Standard Home

By |2025-03-07T12:25:57+00:00March 6, 2025|Knowledge Mortgages, Mortgage Rates, Mortgages for Different Properties, Property Types|

Can I Get a Reema Construction Mortgage? Obtaining a Reema construction mortgage can be challenging due to the property’s non-standard construction method. Lenders typically prefer traditional building types—such [...]

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