About Damian Youell

Articles by Damian Youell – Senior Mortgage Broker Damian Youell is the Senior Mortgage Broker at NeedingAdvice.co.uk, helping clients across the UK with clear, down-to-earth mortgage advice. He has experience with first-time buyers, remortgages, buy to let landlords and more complex cases that don’t always fit high street criteria. On this page you’ll find Damian’s articles, guides and FAQs. His aim is to explain mortgage options in plain English, so you can understand how lenders think, what documents you need and what to expect at each stage of the process. If you’re unsure which route is right for you, reading Damian’s guides is a good starting point before you get personalised advice based on your own circumstances.

Mortgages for leasehold properties with short leases

By |2025-11-13T14:36:15+00:00September 13, 2023|Knowledge Mortgages, Mortgages for Different Properties|

Watch Our Video on Mortgages on Short Lease Properties Short leasehold mortgage calculator Use the short leasehold calculator below to work out if [...]

How to Get Approved for a Mortgage with Overtime Income?

By |2025-09-17T09:15:18+00:00June 1, 2023|Income Types, Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Using a Broker|

Mortgage Overtime Income Getting a mortgage with overtime income is possible, but there are some important considerations. First, lenders will need to verify that [...]

Mortgage with Job Offer letter and Employment Contract

By |2025-11-13T14:48:24+00:00July 4, 2022|Financial Advice, Income Types, Knowledge Mortgages, Mortgages for Different Occupations / Income Types, Occupations, Using a Broker|

A new job could be the start of something in everyone's life and this is the time when some started thinking about/her next step [...]

What Should You Know Before Choosing a Mortgage Broker Doncaster?

By |2025-11-19T17:06:37+00:00March 13, 2014|Towns and cities, Yorkshire & Humber|

Introduction Buying a home or refinancing can feel overwhelming without guidance. This article explains the mortgage process, lender expectations, and practical steps to improve [...]

How Can a Mortgage Broker Halifax Support Your UK Mortgage Plans?

By |2025-11-19T17:23:33+00:00March 13, 2014|Towns and cities, Yorkshire & Humber|

This guide explains how professional mortgage advice can help you navigate today’s lending environment. It outlines key mortgage fundamentals, how lenders assess applications, and [...]

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