About Damian Youell

Articles by Damian Youell – Senior Mortgage Broker Damian Youell is the Senior Mortgage Broker at NeedingAdvice.co.uk, helping clients across the UK with clear, down-to-earth mortgage advice. He has experience with first-time buyers, remortgages, buy to let landlords and more complex cases that don’t always fit high street criteria. On this page you’ll find Damian’s articles, guides and FAQs. His aim is to explain mortgage options in plain English, so you can understand how lenders think, what documents you need and what to expect at each stage of the process. If you’re unsure which route is right for you, reading Damian’s guides is a good starting point before you get personalised advice based on your own circumstances.

Comprehensive Guide to Securing a Mortgage for Single Mothers with bad credit

By |2025-11-13T14:44:28+00:00December 15, 2024|Income Types, Mortgages for Different Occupations / Income Types, Occupations|

Getting a mortgage as a single mother with bad credit can feel overwhelming, especially when juggling the financial responsibilities of raising a family. But [...]

Understanding Landlord Gifted Deposits for Mortgages

By |2025-11-28T10:00:20+00:00November 24, 2024|First Time Buyer Mortgages, Using a Broker|

Getting a mortgage with a gift deposit from the landlord is not as simple as other types of gift deposits in the UK. Most [...]

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Everything You Need to Know About the Laing Easiform Mortgage

By |2025-11-25T11:55:44+00:00September 6, 2024|Mortgage Process, Mortgage Rates, Mortgages for Different Properties|

Thinking about buying a Laing Easiform house? Here is everything you need to know before purchasing... What is Laing Easiform? Laing Easiform houses are [...]

Taking Over a Mortgage from Parents in the UK: A Complete Guide

By |2025-11-27T12:22:02+00:00August 26, 2024|Financial Advice, Knowledge Mortgages, Mortgage Ownership Equity Transfers, Mortgage Process, Property Types, Remortgages|

Life can bring unexpected changes, especially when it comes to property ownership and managing mortgages. One such scenario is the need to transfer a [...]

A Comprehensive Guide to BNO Visa Mortgage in the UK

By |2025-11-13T16:17:50+00:00May 13, 2024|Buy to Let Mortgages, Knowledge Mortgages, Non Standard Residency Mortgages|

Getting a BNO visa mortgage is a complicated task in the uk because of the various new rules and regulations. If you are a [...]

Gambling Mortgages – Does gambling affect mortgage application?

By |2025-11-13T15:50:10+00:00February 22, 2024|Credit Score, Financial Advice, Mortgages for Different Occupations / Income Types, Using a Broker|

Are you a professional gambler? If the answer is yes, then this article has been written with you in mind. We're not here to [...]

12-Month Mortgage Offer for New Builds: A Comprehensive Guide

By |2025-11-13T13:34:53+00:00February 11, 2024|Mortgages for Different Properties, Property Types|

In the ever-evolving landscape of the UK property market, securing the right mortgage offer is crucial. This is especially true for new builds, where [...]

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Mortgages for Professional Sportsmen: A Comprehensive Guide

By |2025-11-13T13:08:35+00:00February 2, 2024|Income Types, Mortgages for Different Occupations / Income Types, Occupations|

In the world of professional sports, financial stability is as crucial as physical agility. The question, “Can I get a mortgage as a professional [...]

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