Areas We Cover

Whole of market, FCA regulated mortgage advice across England, Wales and Scotland. Find your area below, or call and we will point you to the right adviser.

Local mortgage advice, wherever you are

We advise clients right across the UK. Advice is given by phone, video or email, so you do not need to be local to us to work with us. What matters is that the adviser understands the lending quirks of your area and your property type.

Because we work whole of market rather than off a single lender panel, the recommendation you get is the one that fits your circumstances, including lenders you cannot approach directly yourself.

Pick a region for an overview, or go straight to your town below.

Browse by region

Scotland

10 areas covered across Scotland. See the Scotland mortgage broker page for a regional overview.

Common questions

Do I need to live near you to get mortgage advice?

No. We advise clients across England, Wales and Scotland by phone, video and email. Everything can be handled remotely, including document signing.

How many areas do you cover?

We have local pages for 252 towns, cities and boroughs across eleven UK regions, and we advise well beyond those.

Do you charge for mortgage advice?

The first conversation is free and there is no obligation. Any fee is explained clearly and in writing before you commit to anything.

Can you help with unusual properties or complex income?

Yes. Non standard construction, flats above shops, self employed income, contractors, company directors and adverse credit are all cases we place regularly.

Feel Free to Contact Us

Choose whichever way suits you — WhatsApp, phone, or email.

A Few of Our Reviews

Contact our mortgage advisers

About the Author

Damian Youell

Senior Mortgage Broker & Company Director

10+ Years' Experience Whole of Market Complex Cases 560+ Reviews

Damian is the founder of NeedingAdvice.co.uk and the firm’s Senior Mortgage Broker. He specialises in helping clients across the UK with straightforward and complex mortgage cases, including self-employed applications, adverse credit, buy-to-let, remortgages and first-time buyer mortgages.

Alongside mortgage advice, Damian also supports business owners with protection planning, including Relevant Life Policies, Shareholder Protection and Keyperson Cover.

Call Damian: 07912 076990  •  Call Office: 0800 612 3367

Client Reviews

Read client feedback for Damian and the NeedingAdvice.co.uk team below.

See some of Damian’s client reviews below.

Your home may be repossessed if you do not keep up repayments on your mortgage. Needing Advice provides independent, FCA regulated mortgage advice. The guidance on this page is general information and not personal advice. Any recommendation is based on your own circumstances.