Help to Buy Mortgage Guides & FAQs
Help to Buy has supported many first-time buyers and home movers onto the property ladder, but the rules around
equity loans, interest payments and remortgaging can be confusing. This section brings together our articles
and FAQs focused on Help to Buy and related government home ownership schemes.
Whether you are thinking about using Help to Buy, already have an equity loan in place or are planning your
next steps as the interest-free period ends, it is important to understand how the scheme works and the impact
on your mortgage options over time.
What you will find in our Help to Buy content
- How Help to Buy equity loans work and who is eligible
- The difference between Help to Buy and other government schemes
- How deposits, equity and property values affect your borrowing
- Options for remortgaging away from Help to Buy
- Paying back your equity loan and staircasing to full ownership
- Considerations when selling a Help to Buy property
Every homeowner’s situation is different, and not all lenders treat Help to Buy the same way. Use the articles
in this tag to build your understanding of the scheme and then
consider speaking with a specialist mortgage adviser if you need personalised advice on your own Help to Buy mortgage or exit strategy.
