Halal Mortgages – Frequently Asked Questions

Many Muslim homebuyers want a way to buy a property without paying or receiving interest, so that their mortgage sits comfortably with their faith. This FAQ section brings together simple, straightforward answers about halal mortgages and Islamic home finance in the UK.

On this page, you can read more about:

  • How halal mortgages differ from normal mortgages you see on the high street
  • The basic ideas behind common Islamic home finance options
  • Deposits, monthly payments and how affordability is checked
  • How Islamic home finance is treated and regulated in the UK
  • When it might be helpful to speak to a specialist mortgage adviser

Our aim is to explain things in clear, everyday language so you can feel more confident before you talk to an adviser about your own situation.

Important: Halal and Islamic home finance is a specialist area. The best option for you will depend on your beliefs, budget and long-term plans. You should always get personalised, regulated mortgage advice before making any decisions.

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