About Matthew Shufflebotham
Matthew’s story at NeedingAdvice.co.uk is one of the best the company has. He originally came to us part-time to help with admin work while pursuing what he thought would be a career in physiotherapy. It did not take long for the team to notice that he had a natural aptitude for understanding mortgage cases, communicating with clients, and working through complex applications calmly and methodically.
The decision to offer Matthew in-house training and a full-time position as an apprentice mortgage adviser turned out to be, in Damian’s own words, one of the best decisions the company has made. Matthew worked through his CeMAP qualifications, built up hands-on experience across residential, remortgageDefinition A remortgage is when you switch your existing mor... and first-time buyer cases, and quickly became a trusted and valued member of the team.
What sets Matthew apart is the combination of up-to-date technical knowledge — he stays current on lender criteria and product changes — with a genuinely approachable, client-focused manner. Outside of work he plays rugby, travels with his partner, and enjoys walking in the countryside. That grounded, real-world perspective comes through in the way he works with clients.
What Matthew Can Help You With
Why Clients Choose Matthew
He grew up in the job. Matthew started as an apprentice at NeedingAdvice.co.uk and earned his place on the team entirely on merit. He knows the company’s values, the way cases are handled, and what clients actually need — not just what looks good on a fact find.
He stays current. The mortgage market moves fast — lender criteria changes, products are withdrawn, and stress test rules shift. Matthew makes a point of staying up to date, which means he knows where to place a case and how to structure an application for the best chance of success first time.
He communicates clearly. Matthew did not come from a finance background — which is precisely why he explains things in plain English. Clients who feel overwhelmed by the mortgage process consistently find that Matthew makes it feel manageable.
He is part of a whole-of-market team. Matthew works within NeedingAdvice.co.uk, which means he has access to hundreds of lenders — including specialist and challenger lenders not available on the high street — and can escalate complex cases to Damian Youell when needed.
Frequently Asked Questions
Who is Matthew Shufflebotham?
Matthew Shufflebotham is a CeMAP-qualified Mortgage Broker at NeedingAdvice.co.uk Ltd. He joined the company as an apprentice, having originally considered a career in physiotherapy, and worked his way up through in-house training and qualifications. He advises on residential mortgages, remortgages, first-time buyer and buy-to-let cases.
What types of mortgage does Matthew advise on?
Matthew advises on the full range of residential mortgage types — first-time buyer, home mover, remortgage, buy-to-let and adverse credit cases. He also advises on protection products alongside mortgage applications. For complex buy-to-let portfolio or business protection needs, he works closely with the wider NeedingAdvice team.
How do I contact Matthew?
Call or text Matthew on 07943 768970, or email [email protected]. You can also reach the main office on 0800 612 3367. Initial consultations are always free and carry no obligation.
Is Matthew FCA regulated?
Yes. Matthew advises through NeedingAdvice.co.uk Ltd, which is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, authorised and regulated by the Financial Conduct Authority under reference 938312. You can verify this on the FCA Register.
Can Matthew help if I have been declined elsewhere?
Yes. As a whole-of-market broker, Matthew has access to specialist and challenger lenders who consider cases that high-street banks often decline — including adverse credit, complex income, and non-standard property types. If your initial application has been turned down, it is worth calling us before giving up.
Matthew Shufflebotham advises through NeedingAdvice.co.uk Ltd, which is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, authorised and regulated by the Financial Conduct Authority under reference 938312. You can verify this directly on the FCA Register. Your home may be repossessed if you do not keep up repayments on your mortgage.
Meet the Rest of the Team
Matthew works alongside a team of experienced advisers. Meet the full team →
