Speak to our team
Contact NeedingAdvice.co.uk
Whether you need help with a mortgage, remortgageDefinition A remortgage is when you switch your existing mor..., buy-to-let, protection, pensions or wider financial planning, our team is here to help you understand your options clearly. We are a whole-of-market mortgage broker based in Yorkshire, authorised and regulated by the Financial Conduct Authority (FCA reference: 535515).
Your enquiry may be handled by one of our advisers or team members, including Damian Youell, Sumaiya Patel, Romany Youell, Matthew Shufflebotham or Miles Turner, depending on the nature of your enquiry.
📞 Call or WhatsApp us directly
Damian Youell — Senior Mortgage Broker
📞 Call Damian: 07912 076990
💬 WhatsApp Damian: 07912 076990
Office Line — General Enquiries
📞 Call Office: 0800 612 3367
Free to call from UK mobiles and landlines
What happens next?
Complete the form and we will direct your enquiry to the most suitable adviser. Your initial consultation is free and there is no obligation to proceed.
We also work closely with Business Finance Advice to support clients with wider business and financial planning needs.
Send us a message
Tell us briefly what you need help with and the team will come back to you.
Our advisers and support team
The right person for the right advice
NeedingAdvice.co.uk brings together mortgage advice, financial planning and client support so your enquiry can be handled by someone suited to your needs. We cover clients across Yorkshire and the whole of the UK.
Damian Youell
Senior Mortgage Broker & Director
Complex mortgage cases, self-employed applicants, buy-to-let, remortgages and adverse credit.
Sumaiya Patel
Mortgage Broker
Mortgage advice for first-time buyers, home movers and remortgage clients. English, Punjabi and Urdu support.
Romany Youell
Independent Financial Adviser
Pensions, investments, retirement planning, inheritance tax planning and wider financial advice.
Matthew Shufflebotham
Mortgage Broker
Residential mortgages, buy-to-let, remortgages, capital raisingRaising funds against the equity in a property. and non-standard income cases.
Miles Turner
Client Relationship Manager
Client support, application tracking, lender updates and communication throughout the process.
Work out your borrowing
Mortgage Calculator
Get a quick estimate of your monthly mortgage payments before you speak to the team. This is for guidance only — speak to an adviser for a personalised figure.
Common questions
How to contact NeedingAdvice.co.uk
What is the phone number for NeedingAdvice.co.uk?
The main office number is 0800 612 3367, which is free to call from all UK mobiles and landlines. In addition, you can call or WhatsApp Damian Youell directly on 07912 076990. Both lines go to regulated advisers who can help straightaway.
Can I WhatsApp NeedingAdvice.co.uk?
Yes, absolutely. You can send a WhatsApp message directly to Damian Youell using this link: WhatsApp Damian on 07912 076990. This is, in fact, the quickest way to get an initial response — particularly outside of office hours. As a result, many clients find it the most convenient first step.
Where is NeedingAdvice.co.uk based?
NeedingAdvice.co.uk is a Yorkshire-based whole-of-market mortgage broker. However, the team advises clients across the whole of the UK — not just locally. Furthermore, appointments take place by phone or video call as well as in person, so location is rarely a barrier.
Who will I speak to at NeedingAdvice.co.uk?
That depends on the nature of your enquiry. For example, complex mortgage cases and adverse credit applications typically go to Damian Youell, while first-time buyer and remortgage enquiries may go to Sumaiya Patel or Matthew Shufflebotham. Meanwhile, pension, investment, and financial planning enquiries go to Romany Youell. Miles Turner supports clients throughout the application process. In all cases, the team routes your enquiry to the most suitable adviser.
What can NeedingAdvice.co.uk help me with?
The team covers a wide range of areas. These include residential mortgages, first-time buyer mortgages, remortgages, buy-to-let mortgages, self-employed mortgages, and adverse credit mortgages. In addition, the team advises on protection insurance, pensions, investments, and wider financial planning. As a result, most clients find they can handle all their mortgage and financial needs in one place. NeedingAdvice.co.uk holds FCA reference 535515.
Is the initial consultation free?
Yes, the initial consultation is completely free of charge. Moreover, there is no obligation to proceed after speaking to the team. To get started, simply call, WhatsApp, or complete the contact form on this page and an adviser will come back to you.
Is NeedingAdvice.co.uk FCA regulated?
Yes. NeedingAdvice.co.uk Ltd operates as an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which the Financial Conduct Authority authorises and regulates. The FCA reference number is 535515. Furthermore, you can verify this directly on the FCA Register at any time.
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.
Estate and inheritance planning is not regulated by the Financial Conduct Authority. Tax treatment depends on your individual circumstances and may be subject to change in future.
NeedingAdvice.co.uk Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA reference: 535515.
Last updated: 29 April 2026.