Mortgage Broker in West Midlands
Independent, FCA regulated mortgage advice across Birmingham, the Black Country and the wider West Midlands. Whole of market, free first conversation, no obligation.
Whole of market mortgage advice across West Midlands
We advise clients right across West Midlands, across Birmingham, the Black Country and the wider West Midlands. Because we work whole of market rather than off a single lender panel, the recommendation you get is the one that fits your circumstances, including lenders you cannot approach directly yourself.
Older terraces, ex local authority stock and flats above commercial premises turn up a lot across the region, and lenders treat them very differently. If the property you are looking at is at all out of the ordinary, tell us before you make an offer and we will tell you who lends on it.
Pick your area below for local detail, or call and we will point you to the right adviser.
Areas we cover in West Midlands
Common questions about mortgages in West Midlands
Do you cover the whole of West Midlands?
Yes. We advise clients right across West Midlands, across Birmingham, the Black Country and the wider West Midlands. Advice is given by phone, video or email, so you do not need to be local to us.
Can I get a mortgage on a non standard property in West Midlands?
Often yes, though the lender list is shorter. Construction type, age and how the property is used all affect who will lend, so it is worth checking before you commit.
Do you charge for mortgage advice?
The first conversation is free and there is no obligation. Any fee is explained clearly and in writing before you commit to anything.
Can you help if I am self employed or have adverse credit?
Yes. We work with lenders who understand self employed income, contractors and company directors, and specialist lenders who look at the reason behind a default or CCJ rather than a single score.
Contact our West Midlands mortgage adviser
Your home may be repossessed if you do not keep up repayments on your mortgage. Needing Advice provides independent, FCA regulated mortgage advice. The guidance on this page is general information and not personal advice. Any recommendation is based on your own circumstances.