Are you in need of Mortgage Advice in Bradford?
I offer a highly efficient friendly yet professional mortgage broker service for clients in and around the Bradford area. Clients use me for simple mortgages such as a straight forward purchase or for much more complex cases such as multiple buy to let remortgages and onward purchases. I have helped many clients who have been more than happy with the service I offer.
Over the years I have built up clients from lots of areas within Bradford. Areas include Addingham, Baildon, Burley, Clayton, Cullingworth, Denholme, Harden, Haworth, Cross Roads and Stanbury, Ilkley, Keighley, Menston, Oxenhope, Sandy Lane, Silsden, Steeton with Eastburn, Wilsden and Wrose
Ring Damian on 07912 076990 or 0800 612 3367
Contact Me By Email…
What my clients think …
Chris from Durham – Relevant Life Policy and Various Mortgages Explained to Damian our requirements – the most tax efficient way for providing for company life insurance. Damian researched the market and came back with a number of options. The one we eventually went with was exactly what we required. We’ve used Damian a number of times before and have had no problems or regrets. You really feel he is working for you. Cant recommend him highly enough
Julie from Wigan – Critical Illness Cover and Relevant Life Policy Needing Advice gave me an efficient and informative service, all our needs were thoroughly examined and several competitive quotations generated. Communication with Damian was friendly, fast and he concisely answered all our queries, we were up and running with life and critical insurance policies within 2 weeks. I would happily recommend Needing Advice
Michael from Brighouse – Mortgage Just to let you know, though i presume you already do, that the house purchase went through last friday. Everything was reasonably smooth just a little hiccup with carolyns name only on the deed because the mortgage was to be in her name. Anyway thanks for everything if we need anything like this again we will be in touch, and will tell people about you if they need any advice . Merry Christmas and a happy new year
Tracey from Chesterfield – Mortgage & Life Insurance ‘I was very impressed with the service I received from Damian. He was professional and efficient from start to finish. Damian was in regular contact via email and telephone and was always available to answer any questions. He was always friendly and knowledgeable. I would definitely recommend Damian.’ Thanks again Damian. We had a very different experience with the solicitor, including a last minute stressful trip up to Liverpool to ensure completion took place on time, so thankfully your part was the easiest. All the best for Christmas especially with the new addition to the family! Kind regards
Efficient Easy to Understand Process…
Types of Mortgages Offered …
First Time Buyers I offer expert advice and house buying guidance for those first time buyers looking to get on the housing ladder. The mortgage process can seem confusing for first time buyers and having someone to explain the complex jargon in easy to understand language can simplify the process. Many first time buyers only have small deposits and therefore shopping around to get the best deal from the whole mortgage market is important. As well as the mortgage itself helping first time buyers take advantage of the various protection policies that are available and helping them choose the right solution for their own situation is important. Ensuring that the lender offered to the first time buyer is the right one and that the applicant fits all the lenders criteria is taken care of by myself.
Buy to Let Mortgages Many clients that I see these days either already have buy to lets or are quite keen to get their own first time buy to let mortgages. The high street doesn’t really offer much choice when it comes to buy to let mortgages. Many of the high street lenders have their own specialist lender for buy to lets such as The Mortgage Works or Birmingham Midshires. These lenders are often only available through intermediaries such as mortgage brokers. Many of the buy to let lenders have criteria that is hard for clients to match and thus comparing lots of lenders and knowing each lenders criteria is sometimes the only way a client can get a mortgage agreed.
Remortgages Many clients I see often just want to remortgage to get a better interest rate. Others want to move the mortgage from interest only to a capital and interest repayment mortgage. Others want to release equity from their homes to do home improvements, give family a deposit, raise funds to buy another property, divorce settlements and a host of other reasons. Again comparing the whole mortgage market’s rates and lending criteria helps my clients get the right mortgage for their unique circumstances.