Mortgage Calculator
Use our free UK mortgage calculator to estimate your monthly repayments, total interest payable, and stamp dutyA tax paid by the buyer when purchasing a property.. Switch between repayment and interest-only, or add an overpayment to see how much you could save. For real rates based on your exact situation, speak to Damian — always free.
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Property Value
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Deposit
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Interest Rate (% per year)
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Mortgage Term (years)
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Monthly Overpayment (optional)
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Buyer Type
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Monthly Payment
£—
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Total Interest
£—
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Total Repaid
£—
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Loan Amount
£—
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LTV Ratio
—%
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Overpayment Saving
£0
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A calculator gives you a starting point. Damian searches 90+ lenders and gives you real rates for your exact circumstances — free, FCA-regulated.
Book a Free Mortgage Review →No obligation · FCA-regulated · Whole-of-market
Your home may be repossessed if you do not keep up repayments on your mortgage.
This calculator is for illustrative purposes only and does not constitute financial advice. Actual payments depend on your lender’s criteria, fees, and product offered. NeedingAdvice.co.uk is an Appointed Representative of Rosemount Financial Solutions IFA Ltd, authorised and regulated by the Financial Conduct Authority (FCA Ref: 938312).