Protection Dec

PROTECTING YOUR MONTHLY MORTGAGE PAYMENTS

Failure to maintain your mortgage payments for any reason can lead to your home being repossessed. If you lose your income owing to death, accident, sickness or redundancy (or if your business fails), state support towards your mortgage is unlikely to be available for at least nine months, by which time it may be too late.

We need to be certain you are fully aware of these implications and ensure you are offered suitable protection of your monthly payments in the event you lose part or all of your income (s). Therefore, please complete the following questions as soon as possible to avoid any unnecessary delay to your mortgage application. Please make sure this form is completed by all applicants.

Do you wish to protect the payments of your mortgage in the event of you losing part or all of your income(s) due to:

Number of Applicants

1
2

Death

Yes
No

Death

Yes
No

Critical Illness

Yes
No

Critical Illness

Yes
No

Income Protection

Yes
No

Income Protection

Yes
No

DECLARATION

Please read the following points very carefully and then tick to indicate you agree.

Checkboxes *

I/We understand that failure to maintain my/our mortgage payments can result in my/our home being repossessed by the lender.
I/We chose not to take up the protection offered by NeedingAdvice.co.uk.
I/We accept that this form can be used as proof that I/we were given the opportunity to protect our payments.
I/We understand that in these circumstances I/we cannot seek to hold NeedingAdvice.co.uk liable for loss I/We suffer by my/our inability to service my/our mortgage due to death, critical illness or long term illness.

Applicant 1 *

First

Last

Applicant 2 *

First

Last

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