See below what type of products we can help with



If the client has a current mortgage we can remortgage to a better rate or do a rate switch to a better rate. Ideally we would need to know when the fixed rate expires, mortgage balance and rough value of the property. 

Most people have some kind of life insurance in place. But usually it is not what they need. Also 95% of life insurance is not written in trust. This means that if they claim they could have to pay 40% inheritance tax also it means the sum assured might not be paid to the person they want it to go to. It is good to ask them what cover they have and how much they pay. We need to know things like, amount of cover, type of cover life or critical illness cover, time left on cover.


There are 2 opportunities that exist. When people move jobs they usually have old pensions with their old employers. These pensions usually have very poor performance and high charges. We can move these pensions to new pensions with lower charges and much better performance. If the clients are self employed then it is highly tax efficient for them to start paying into a pension too so this is a good opportunity.