Affordability calculator
What is an Affordability Calculator? An affordability calculator is a tool used by mortgage lenders and potential homebuyers to estimate how much they can borrow [...]
Agency workers
Who Are Agency Workers? Agency workers are individuals employed by a recruitment or staffing agency but work temporarily for another company. These workers are commonly [...]
All benefits no earned income
Borrowers who rely solely on government benefits as their source of income.
Architect certificate / professional consultant
A certificate provided by an architect or other professional consultant, certifying that the property meets certain standards.
Assignable Contracts
Contracts that can be transferred to a new owner, often in relation to new build properties.
Attendance allowance
Income received by borrowers who require care due to a disability.
Bank statements
A record of a borrower's financial transactions often required by mortgage lenders.
Overdraft conduct / overdrawn
A borrower's overdraft conduct and any overdrawn balances may affect their ability to obtain a mortgage.