Compare Critical Illness Cover…

decryptedI/we expressly consent to be being contacted without prior notice or arrangement by using the contact details I/we have provided on the form and further consent that such contact may be in relation to (a) my/our insurance arrangements and/or (b) other products and services The information collected will be used solely for the purposes of providing background information when contacting you to arrange an appointment

Ring Damian on:
07912 076990 or 0800 612 3367
Or Click to Email…

3 Reasons to Use Me…

  • No 1 – Advice…

    damian_at_desk_600Ensuring the protection solutions you have is right for you can be confusing. It is important to not only get the right amount of cover over the right term, but it is also important to ensure it is set up under the right trust. By using a qualified protection adviser you can benefit from the years of experience to ensure a solution is designed that matched your budget and priorities in the most cost effective manner.

  • No 2 – Trust Writing…

    life insurance in trustAs part of the service I offer a free trust writing of appropriate policies. Upon a claim to ensure the sum assured is paid to the intended beneficiaries in a swift and tax free manner having the policy written in trust is required. Otherwise the sum assured can take many months to go through probate and maybe subject to inheritance tax. Use our trust tool to see if a trust is recommended for your policy. ‘trusts and tax planning are not regulated by the FCA’

  • No 3 – Compare Providers…

    compare providersBy comparing a panel of providers we can shop around the market to not only ensure you receive the right product but also ensure the monthly premium you pay is competitive. However when it comes to protection sometime the cheapest is not always the best. Some providers may offer better benefits than the other and this is where practice and knowledge helps get you not just the cheapest but the best solution.

Some Client Testimonials…

  • Chris from Durham – Relevant Life Policy and Various Mortgages Explained to Damian our requirements – the most tax efficient way for providing for company life insurance. Damian researched the market and came back with a number of options. The one we eventually went with was exactly what we required. We’ve used Damian a number of times before and have had no problems or regrets. You really feel he is working for you. Cant recommend him highly enough

  • Julie from Wigan – Critical Illness Cover and Relevant Life Policy Needing Advice gave me an efficient and informative service, all our needs were thoroughly examined and several competitive quotations generated. Communication with Damian was friendly, fast and he concisely answered all our queries, we were up and running with life and critical insurance policies within 2 weeks. I would happily recommend Needing Advice

  • Michael from Brighouse – Mortgage Just to let you know, though i presume you already do, that the house purchase went through last friday. Everything was reasonably smooth just a little hiccup with Carolyns name only on the deed because the mortgage was to be in her name. Anyway thanks for everything if we need anything like this again we will be in touch, and will tell people about you if they need any advice . Merry Christmas and a happy new year

  • Tracey from Chesterfield – Mortgage & Life Insurance ‘I was very impressed with the service I received from Damian. He was professional and efficient from start to finish. Damian was in regular contact via email and telephone and was always available to answer any questions. He was always friendly and knowledgeable. I would definitely recommend Damian.’ Thanks again Damian. We had a very different experience with the solicitor, including a last minute stressful trip up to Liverpool to ensure completion took place on time, so thankfully your part was the easiest. All the best for Christmas especially with the new addition to the family! Kind regards