Phone Verse Face to Face AppointmentsAlthough I am based in Huddersfield West Yorkshire I can do mortgage all over the UK. These days due to technology such as scanners and email doing a mortgage through the phone and email is straight forward. Over the years I believe I have perfected this method and now have an excellent system in place to make the process straight forward. I find that clients can see the figures in black and white and can consider them in their own time and not feel rushed. Whereas a face to face appointment the client often feels overwhelmed with the figures and is therefore less likely to make the right decision.
In some situations the whole process is carried out over the phone. However in other cases the 1st appointment is done over the phone and figures emailed etc. This email lists all the documentation that I would require to process the application. Many clients get the documentation ready and then I pop out to see them and scan the documentation in their own home. This way they are more ready and I find that the documents provided are more complete and that ensures that the mortgage application runs smoother.
As per the map I am located in Huddersfield but I offer face to face appointments throughout the highlighted area. If you are not in this area then that is no problem as the advice can be done on a phone appointment basis. The sections below details the areas where I offer a mortgage broker advice service. As well as mortgages I offer financial advice on areas such as retirement planning.
Huddersfield and Surrounding AreaI cover all areas within the Huddersfield district. Smaller villages and suburbs within Huddersfield that I will visit include Holmfirth, Marsden, Meltham, Slaithwaite, Hepworth, Kirkburton, Dewsbury, Batley and Cleckheaton. If you are looking for a mortgage broker in Huddersfield I can help you out with either a home visit or phone appointment.
I offer a whole of market mortgage advice service with no broker fee options. By taking the time to find out your full circumstances and using that information with years of experience I can often find solutions where others have given up.
Leeds and Surrounding AreaLeeds is a very large city and I cover all this area. From the south of Leeds like areas such as Morley, Rothwell, Hunslet etc. To North Leeds and areas such as Horsforth, Wetherby, Harrogate, Harewood and Roundhay.
I have many clients in the Leeds area and offer a no fee option mortgage advice service in Leeds. I have whole of market access. Other areas of financial advice that I can help with include business and personal protection planning. Retirement planning through pensions and annuities. I can also help with investments such as ISAs.
Wakefield and Surrounding AreaI cover the whole Wakefield region for face to face home visits. I offer a Wakefield whole of market mortgage broker service for this town. Even better I offer no broker fee options so you can compare deals from the whole mortgage market and not pay a fee for the advice. Areas around Wakefield that I also cover include Ossett, Horbury, Netherton, Hemsworth, Featherstone, Pontefract, Knottingley and Castleford.
Types of mortgage that I can assist in include First Time Buyers, Remortgages, Buy to Let and Purchases.
Bradford and Surrounding AreaI cover all areas in Bradford and most of the surrounding area. I have clients as far up as Settle and Skipton. Other areas covered include Keighley, Shipley Guisley, Yeadon, Otley, Bingley, Howarth and Yeadon. I offer Bradford mortgage broker service with no fee options. The service is also whole of market allowing you to compare a large panel of lenders.
Types of mortgages that I can advise on include Buy to Let, Let to Buy, Remortgages, Purchases, First Time Buyers all circumstances are considered. I offer a phone or face to face service for this area.
Halifax and Surrounding AreaHalifax is just round the corner from Huddersfield where I am based and so naturally I offer a Halifax Mortgage Advice throughout all of this area. This can be done on a face to face basis or over the phone. Initially a short chat over the phone for 5 minutes will determine how best to proceed.
Areas around Halifax that are covered include Sowerby Bridge, Mytholmroyd, Hebden Bridge, Queensbury, Denholme and Brighouse. I offer whole of market mortgage advice with no broker fee options. Types of mortgages that I can help you with include remortgages, first time buyers, purchases and buy to let.
Barnsley and Surrounding AreaI cover the all Barnsley and the surrounding area for face to face home visit appointments. Or if you prefer I can offer a phone appointment service. I work around your times to make the Barnsley Mortgage Broker Service as flexible as possible.
Areas around Barnsley that I cover include Hoyland, Darfield, Cudworth, Royston, Darton Dodworth and Penistone. As a whole of market mortgage broker types of Mortgages that I can help you with include Buy to Let, Purchases, First Time Buyers and Remortgages.
Sheffield and Surrounding AreaI offer a Sheffield Mortgage Broker service throughout most of Sheffield. Over the years I have built up a significant amount of clients in this area. I offer a whole market advice service that enables you to compare deals from lots of high street mortgage lenders. In addition to the usual high street lenders I also offer advice from lots of smaller more specialist lenders that offer more niche products.
Areas in and around Sheffield that I can offer face to face home visits to include Hillsborough, Chapeltown, Handsworth and Dronfield. Types of mortgages I can help you with are Remortgages, Buy to Let and Purchases.
Chesterfield and Surrounding AreaOver the years I have built up some clients in Chesterfield. I can offer face to face appointments for this area although many clients seem more happy with a phone appointment first and once things progress a face to face appointment. Areas where I can be your Chesterfield Mortgage Broker are Clay Cross, Corbriggs, Brimington, Newbold, Dronfield and Woodthorpe.
As a whole of market mortgage broker with no fee options you can compare deals from many lenders. These lenders include household names of the major high street lenders and smaller not as well known building societies that offer niche products. Mortgage that I can help you with include remortgages, purchases, first time buyers and buy to let mortgages..
Rotherham and Surrounding AreaI cover the Rotherham and surrounding areas for face to face mortgage appointments. Other areas include Rawmarsh, Herringthorpe, Whiston and Eastwood. As a mortgage broker Rotherham I offer whole of market advice allowing you to compare many lenders. In addition I offer no broker fee options.
Types of mortgages that I can help you with include Buy to Let for new and professional landlords. Remortgages to just get a better rate or raise cash. Purchases for next time and first time buyers.
Oldham and Surrounding AreaAlthough the other side of the Pennines from where I am based in Huddersfield I offer a mortgage broker advice service for Oldham. I can help with more complex cases such as family gifted deposits, transfer of equity on divorce or purchasing a property from a parents estate. I can also help with more traditional mortgage enquiries such as purchases for next time and first time buyers, remortgages and buy to let mortgages.
From Huddersfield where I am based Oldham only takes around a 30 minute drive. Areas around Oldham include Shaw, Royton, Debshaw, Delph, Greenfield, Mossley, Hathershaw, Holinwood and Chadderton.
Rochdale and Surrounding AreaI offer mortgages in Rochdale both on a face to face appointment basis and doing appointments over the phone. With phone appointments I can do the whole process from start to finish using the phone and email. Types of mortgages I can help you with vary from simple purchases for first time and next time buyers to more complex cases such as removing and ex spouses or buying a property from a late parents estate.
I offer a whole of market mortgage advice service which allows you to compare deals from the major high street lenders and also much smaller specialist lenders. I offer no broker fee options.
Manchester and Surrounding AreaThe city of Manchester has a large population and I offer face to face mortgage appointments throughout the whole area. Other areas around Manchester include Salford, Swinton, Prestwich, Droylsden, Didsbury, Stetford and Eccles. As a Manchester mortgage broker I offer whole of market mortgage advice.
Types of mortgage I can assist with are from first time buyer mortgages right through to complex cases such as let to buy and simultaneous purchases.
Stockport and Surrounding AreaI offer a face to face and telephone mortgage broker advice service for Stockport. Offering various different types of mortgages such as remortgages, purchases for first time buyers and next time buyers. New landlord and existing landlord buy to let mortgages. I also help advise business and personal clients on the best way to protect themselves through creative use of life insurance products.
Areas around Stockport that I can visit include Cheadle, Bredbury, Hyde, Wythenshaw and Wilmslow. I off a whole marker advice service with a no broker fee option.
Blackburn and Surrounding AreaI offer mortgages in Blackburn both on a face to face appointment basis and a telephone advise service. Offering you a whole of market mortgage broking service with no fee options. Covering areas such as Accrington, Burnley, Darwin and Haslingden.
I can help you research the mortgage market for simple transactions such as remortgages, purchases and buy to lets. However I can also help you with much more complex cases such as guarantor mortgages, mortgages that require a transfer of equity, adding a partner to the mortgage and other more complex cases.
Ways to Contact Me …
I am normally available but may be in appointments or on the phone. If I am busy email me or leave a message.