Only a few short years ago clients only really had one choice at retirement which was to buy a conventional annuity. Now the annuity market alone has various forms of annuities such as Enhanced Annuities, Fixed Term Annuities and and the investment linked annuity. There are also some more flexible at retirement solution such as income drawdown. Others that do not have the pension lump sum and are finding hard to live on a smaller income may release some cash from their home using equity release or a lifetime mortgage.
When you reach the big five-oh you will be eligible to join an over 50’s plan, which is similar to a whole life plan, however, there are a few differences between the two policies. The main difference is that with whole life cover, you will need to be medically assessed, which means that you are […]
There are a number of different forms of ASU insurance (accident, sickness and unemployment insurance) and in the current financial market, more and more people are seeking more information about this type of insurance in an effort to learn more about how they can insure against the possibility of unemployment. ASU insurance is a broader […]