Hi. Many Thanks for your feedback. Regards Damian
Other clients are approaching retirement age and want to take advantage of the open market option. These days there is a lot of choice at retirement and possible solutions could include Fixed Term Annuities, Impaired or Enhanced Annuities and other more riskier retirement strategies. An annuity cannot be undone and thus getting proper advice at this time is crucial. I will find out your existing situation by carrying out an in depth fact find. This will help me make a suitable advice recommendation. Throughout the whole process I use no jargon terms and explain things in layman's language.
Business Protection Solutions include areas such as shareholder protection insurance, key person insurance, relevant life policy insurance and loan protection. Over the years I have built up extensive knowledge of this important area. Many of these solutions offer certain tax advantages on top of that by having the right solution in place it could mean the difference between a business going under in times of a death or critical illness of a key person or shareholder.
Personal Protection Advice is often only reviewed when clients take out a new mortgage or start a family. In most cases that I review what the client thinks they have and what they actually have are 2 different things. As your financial situation and family situation changes throughout life it is important that the protection you have is changed and adapts to your circumstances. Typical areas of protection that I advise on in this area include mortgage protection insurance, term life insurance, family income benefit, income protection insurance and ASU.
How to Contact MeYou can ring Me on Mobile 07912 076990 or Freephone on 0800 6123367. You can email me directly Click Here to Email Damian
The sum assured with a relevant life policy is related to the remuneration of the employee or director. This is done on a multiple basis and varies from insurance company to company. If you input the remuneration of the person you are looking to insure below then the system will work out the maximum sum [...]
It is a life assurance policy that provides a cash lump sum to cover a potential Inheritance Tax liability if the donor of a gift dies within seven years of making the gift. Premiums are fixed at the outset and will not change during the term of the policy. The term of the policy is [...]